Break-even: make work “worth it” (UK)
A simple break-even tool: if working leaves you worse off, we show the exact monthly change needed — more take-home or less childcare/costs.
If you don’t know your Universal Credit amount yet, use the full Universal Credit calculator.
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Result
Net if you work (monthly)
£0.00
Take-home − extra costs − childcare
Net if you don’t work (monthly)
£0.00
Your UC estimate
Difference (monthly)
£0.00
Work net − UC net